About Us

Insurance, engineered for the world’s fastest-growing digital brands.

Symbo was started with the vision to make Insurance relevant and intuitive.

We do this by working closely with retail, e-commerce, fintech, travel, and digital-native companies to bundle relevant, intuitive insurance products into the heart of their customer journeys. With deep expertise in data analysis and technoloigy, we also help Insurers deploy programs quickly and efficiently.

Our Mission : De-Risk The World.
We exist to help businesses deliver meaningful protection to millions, with infrastructure that makes insurance simple, contextual, and reliable.

Our mission is to bring speed, clarity, and trust to a sector known for complexity.

50+

Partner Brands

3

Office Locations

75+

Team members

50+

Enterprise Deployments

Our Story

Born in India.
Built for the world.

For decades, insurance distribution struggled with the same issues:
Fragmented tech. Complex integrations. Rigid products. Compliance bottlenecks. Poor customer experience.
We asked ourselves a foundational question:
“How do we help brands design, stitch, and launch the right insurance program - without months of effort or layers of complexity?”
2017 - Laying the Foundation
We started by fixing insurance distribution at the ground level, building a 30K+ agent network and early insurtech modules for insurers, learning firsthand what breaks at scale.
2020 - Going Embedded
As digital platforms accelerated, we pivoted to embedded insurance, integrating protection directly into fintech and platform-led user journeys.
2023 - Scaling Partnerships
Symbo expanded across e-commerce, logistics, and travel, while building muscle in fintech & banking, scaling to 20+ active partners and powering multi-industry insurance programs.
2026 - Powering Millions
Today, Symbo services 40Cr+ policies every month with 50+ partners, launched AI-powered insurance innovations via Sandbox initiative while deepening global partnerships and expanding across international markets.
In the News

Recognised by Top Media & Industry Voices

Symbo’s leadership and platform vision are covered by leading publications tracking the future of insurance, fintech, and embedded distribution.

Why brands choose us

More than tech. It’s an execution engine.

Partner-first

We co-create product constructs, GTMs, and pricing with insurers & partners.

Compliance-led

Embedded insurance at scale demands trust; we’ve baked that into our rails.

Design-forward

Insurance journeys crafted like retail checkout - fast, intuitive, and conversion-focused.

Distribution-focused

We build for real adoption, not theoretical insurance products.

The Team

Experts with hands-on experience across complex ecosystems.

Mitesh Jain

CEO & Co-founder

Mitesh is a founder, technologist, and product leader with deep expertise in insurance, fintech, and BFSI regulations. He has built and scaled large-scale insurance distribution and product platforms, working closely with 40+ insurers and leading enterprise brands. He is known for simplifying complex systems and driving digital transformation across insurance ecosystems.

Kartik Poddar

CBO & Co-founder

Kartik brings 15+ years of experience across e-commerce, technology, and SaaS. He leads Symbo’s go-to-market, partnerships, and revenue growth, and has played a key role in shaping India’s embedded insurance landscape. A partner-first operator, he focuses on building scalable programs that deliver real customer value.

Biswajeet Karmakar

Partnerships & Strategic Alliances

Leads Symbo’s Fintech and BFSI partnerships, working at the intersection of lending, payments, and embedded protection. With over 15 years of experience across NBFCs, fintech platforms, and regulated financial ecosystems, he helps partners design insurance programs that drive revenue, reduce risk, and stay compliant. Known for his execution-first mindset, Has scaled multiple large-ticket partnerships by aligning insurance with core financial journeys not as an add-,a value layer.

Deepesh Saxena

Partnerships & Strategic Alliances

Drives enterprise relationships and strategic alliances at Symbo, working closely with large brands, platforms, and ecosystem partners. With 20+ years of experience in enterprise sales and partner-led growth, he focuses on structuring long-term, high-impact insurance collaborations. He is known for navigating complex stakeholder environments and unlocking scale through trust-driven partnerships.

Durgaprasad Sarangi

Vice President – Insurance Product

Durgaprasad Sarangi leads Symbo’s Insurance Product function, owning end-to-end product strategy across design, insurer partnerships, operations, and claims. He ensures that Symbo’s insurance offerings are scalable, tech-led, and fully compliant with regulatory requirements as the platform grows across use cases and partners.

With 20+ years of experience in insurance, Durgaprasad has built and scaled products and distribution programs across insurers, intermediaries, and digital ecosystems. His career spans product innovation, large-scale channel enablement, and deep integration with carrier systems, bringing together regulation, technology, and execution.

At Symbo, he plays a foundational leadership role in building the insurance layer of the platform working closely with insurers, business teams, and technology to launch flexible, compliant products at speed. His strength lies in turning complex insurance.

Nazeer Shaikh

Operations

Leads operations and partner experience at Symbo, ensuring fast, transparent, and reliable post-purchase journeys. With 10+ years of experience in claims management, insurer coordination, and service operations, he focuses on reducing turnaround times and improving customer outcomes at scale. His work ensures insurance performs when it matters most.

Anshuman Singh

Partnerships & Strategic Alliances

Drives enterprise relationships and strategic alliances at Symbo, working closely with large brands, platforms, and ecosystem partners. With 12+ years of experience in enterprise sales and partner-led growth, he focuses on structuring long-term, high-impact insurance collaborations. He is known for navigating complex stakeholder environments and unlocking scale through trust-driven partnerships.

Shashank Vichare

Marketing & Growth

Shashank brings 11+ years of experience across consumer internet and B2B SaaS, with 6+ years in D2C and e-commerce and 5+ years in B2B, SaaS, and BFSI growth. He leads marketing and go-to-market at Symbo, focusing on product-led GTMs and scalable demand for complex insurance platforms.

Nikita Nerukar

Product & Technology

Brings 13+ years of experience in enterprise IT and technology delivery, with prior experience at Cognizant and Oracle. A core member of Symbo’s technology team for over 7 years, she leads project delivery and plays a key role in modularising insurtech platforms and on-boarding partners at scale.

Chirag Kini

Product & Technology

Chirag has been with Symbo since inception and brings 9+ years of experience in building core insurance technology platforms. He leads engineering teams responsible for Symbo’s foundational architecture and scalable platform development.

Sonet Gomes

Product & Technology

Sonet brings 16 years of experience across capital markets, financial services, and insurtech, with 8 years at Symbo. He leads quality assurance for core platforms and integrations, ensuring system reliability and operational readiness at scale.

Vikram Pawar

Insurance Operations & Compliance

Vikram brings 16+ years of experience across insurance, health-tech, and broking, with over 8 years at Symbo. He leads insurance program positioning and pricing strategy, working closely with insurers to build scalable and sustainable programs.

Amrutha Gopi

Human Resource

Brings 5+ years of experience across people operations in fast-growing startups, covering payroll, HR processes, and employee experience. At Symbo, she supports scalable people systems as the organisation grows.

Sudhir Joshi

Claims Experience

Sudhir brings 42 years of experience across insurance operations, spanning legacy insurers and fast-growing insurtech platforms. With 11 years at Symbo, he leads claims operations, focusing on process reliability, scale, and consistent customer outcomes.

43%

Developers

16%

Gen Zs

32%

Parents
Investors

Proudly backed by

Symbo is supported by leading venture firms and strategic investors who believe in our vision to transform embedded insurance. Their backing reflects long-term conviction in our team, technology, and market

Ready to embed insurance into your product?

FAQs

00
What is Symbo.co?

Symbo is an insurtech platform that helps digital brands embed, launch, and scale insurance and VAS programs. With modular APIs, whitelabel journeys, AI-powered claims, and pre-built insurer integrations, Symbo simplifies distribution while ensuring compliance, speed, and revenue growth.

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How quickly can we launch an insurance program with Symbo?

Most partners go live in 2–4 weeks using our ready-to-use insurer integrations, configurable product templates, and scalable Platforms. Complex, custom programs may take slightly longer depending on insurer alignment and pricing.

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Do we need heavy tech integration to get started?

No. You can start with simple whitelabel journeys or go deeper with our unified API layer for Quote → Proposal → Issue → Claims → Reconciliation. We support low-code, API-first, and hybrid approaches depending on your product and engineering bandwidth.

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Which types of insurance products can we embed?

A wide range - travel, health, PA, device, credit-life, EMI protect, gig worker protect, shipment/parcel, cancellations (CFAR/CFVR), mobility, card protection, cyber covers, and more. We co-create custom products with insurers based on your user journeys and revenue goals.

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How does Symbo handle compliance, security and insurer alignment?

Symbo operates as an IRDAI-licensed broker via broking arm called Symbo India Broking Pvt. Ltd, is VAPT-certified, and aligns with ISNP and IRDAI cyber guidelines. All insurer rules, underwriting checks, and pricing structures are managed centrally, ensuring audit-ready reporting, encrypted data flows, and compliant program growth.